Columbia Benefit Solutions has been serving the Portland metro area since 1990 and is led by Kathy Gadinas and Jill Pedersen. We specialize in guiding employers and individuals in benefit designs and insurance plans without a sales pitch. Licensed in both Oregon and Washington, we take pride in being an effective and reliable local resource for our clients with unbiased advice. We have over 35 years of industry experience and are here to serve your unique insurance needs.


columbia-tw columbia-ln columbia-fb

Meet Kathy

Kathy is a native Oregonian and has been in the insurance industry for over 25 years. She believes in building lasting relationships with clients and industry associates. This philosophy is evident in the longevity of her clients and the long time relationships she has maintained.

She joined Fuhrman & Associates as an associate, marketing and servicing employer group clients in 2005. In 2008 she purchased the company and changed the name to Columbia Benefit Solutions, Inc. Kathy is an advocate for her clients and brings a depth of knowledge to assist them in their effort to offer competitive benefits at a competitive cost. She is currently licensed in Oregon and Washington and is certified to sell in the Federally-facilitated Marketplace.

Kathy is currently serving as Legislative Chair for the Oregon Association of Health Underwriters (OAHU). OAHU is the State Chapter for the National Association of Health Underwriters which has become the most prominent Association representing our industry in the wake of health care reform. She is also a member of two other industry related committees as well as a member of the Lake Oswego Chamber of Commerce.

Kathy and her teenage son reside in Lake Oswego, not far from company headquarters. She enjoys family and friend gatherings, gardening, long walks, but most of all cooking with her son.


columbia-ln columbia-tw

Meet Jill

With an eye toward the bottom line and a family’s pocketbook, Jill is able to use her experience and expertise to guide benefit decision making whether you are a small employer, individual and family or eligible for Medicare. As a benefit consultant with Columbia Benefit Solutions, Inc. since 2008, Jill is licensed in Oregon and Washington and is also certified with Cover Oregon and markets Medicare Advantage products. She is well versed in health care reform and presents on a wide variety of complex issues to employers and individuals. Jill has also received her National Association of Health Underwriters Wellness Certification.

Jill is currently serving as the President of the Portland Association of Health Underwriters (PAHU). She is an active participant on the state legislative committee of the Oregon chapter (OAHU) and the health forum committee for the local chapter (PAHU). The National Association of Health Underwriters (NAHU) represents more than 100,000 licensed agents and benefit professionals through over 200 chapters across America. One of NAHU’s primary goals is to promote access to affordable health insurance coverage.

When not working on insurance solutions for her clients, Jill spends as much time as she can with her husband and three sons in Oregon City. They are avid Denver Bronco fans and claim to bleed orange and blue. Recent transplants to the Northwest, they are still exploring the many outdoor adventures Oregon has to offer.


columbia-ln columbia-tw